Home is where the heart is! So, protect yours with Home Insurance! This insurance covers immediate dangers such as fires, lightning, inclement weather conditions, theft, vandalism and more. It's important because it protects the mortgagee interest in the property. It protects the following:

A Dwelling Building is the actual building itself and any outdoor equipment that is permanently attached, like a porch or patio. When it's not in use, it can be stored away on the property in a storage area.This includes things like materials and supplies for building, remodelling, or repairing your home, as well as outdoor swimming pools, attached equipment, and plants outside.

Detached Structures are separate from the main building. They can be, for example, a detached garage, a shed, gazebo, or a pool house.

Personal Contents are the things that belong to you - like your clothes, food, furniture, and appliances - that are usually found in a dwelling. If something happens to these things while you're staying at your home, the insurance company will cover them.

Additional Living Expenses additional costs incurred as a result of relocation if a home becomes order to maintain a quality of living. Loss of rental income is made up by Fair Rental Value.

All homeowners insurance automatically contains liability coverage. It covers the following:

Personal Liability provides coverage for injuries and damage done to other people or things, as well as damage done to property on your property. This insurance can also cover people who are injured or harmed while visiting you.

Voluntary Medical Payments help reimburse people for medical expenses they've suffered as a result of being injured by someone else or on the property of the insurance company.

Voluntary Payment for Damage to Property covers property damage that the insured unintentionally causes to others.

Voluntary Compensation is payable benefits to an injured employee amid working for the insured. For example, landscapers or maids.